Social Security

Understanding What You Have to Do To Receive Your Funds

From your very first paycheck you have seen a deduction for Social Security. You paid this payroll tax your entire working history. Your employer has contributed on your behalf as well.

Now as you approach retirement it is time to receive those funds back, but what do you have to do to receive Social Security? And when?

These questions are just the first likely to occur as you try to navigate and plan retirement options. The media is full of alarming information pertaining to Social Security. You need a trusted source of information.

Image of Social Security Card and Cash
Image of Social Security Cards and Currency

James H. Willis, III is the President and Founder of The Willis Agency, based in Land O' Lakes, Florida.  Since 1988, Jim has focused on helping his clients understand Social Security while providing knowledge, clarity and peace of mind. Jim Willis and The Willis Agency may be the right choice for you.

Schedule a free consultation to learn:

  • How and When Do I Become Eligble for Social Security?
  • How Much Will I Receive?
  • Should I Apply at Age 62 or Wait for Full Retirement at 66?
  • Why Should I Consider Waiting Until I am Age 70 to Collect?
  • Can I Expect Regular Cost of Living Raises?
  • Are My Benefits and My Spouse's Figured Separately?
  • How Does Divorce Affect Social Security for a Couple?
  • How Does Death Affect a Surviving Spouse's Benefits?
  • What if I Want to Continue Working?
  • Will my Social Security be Taxed?

Social security can be complexed, and confusing. Before you decide this critical piece of retirement be sure you have the answers needed for an informed decision.

Schedule your free consultation today and start planning your successful tomorrow!


"Jim has helped us for over 14 years but never as much as when my family and I needed him during the illness and death of my husband. He has not only been our financial advisor, but a friend and confidant and has been there every step of the way... Thank you so much Jim."

Rick & Susan

"When it suddenly hit me that retirement wasn’t so far away, I called Jim for help. We went over all my finances, talked about the plans my wife and I had for retirement, our hopes to travel, to leave our children an inheritance, charitable giving, even our health. Jim recommended a strategy that will give us a lifetime income and allow us to do most of what we hope to do. Thanks Jim!!!"

Wayne & Colleen

"We have found Jim to be sincere and honest which is so important to us. As we have gotten older, our desires and needs have changed, but all of the products Jim recommended to us have served us well. We are very happy with his services."

Dave & Sara

"We met Jim after we’d been retired a few years, and just asked him over for a friendly Estate Review... Jim showed us that unless we changed our spending and investments, in 12 years we would be completely out of funds. Jim spent many hours with us setting up a new financial plan, not only securing us the lifestyle we wanted, but covered our future plans."

Step 1: Initial Phone Meeting

The purpose of this phone call is to start to understand your situation, needs, and goals.

Step 2: Discovery Meeting

This is a deeper dive into what your desired outcomes are and what gives your life significance.

Step 3: Game Plan Presented

Based on your provided information, several options will be outlined that best fit your desired outcomes.

Get Your Free Retirement Worksheet