Long Term Care Insurance

Why Planning Ahead Has Never Been More Important

Most Americans currently live many years past retirement.  Without careful retirement planning outliving your income is a very real possibility, an accident or illness could cost you everything.

You have worked, saved, and planned all your life, but your assets could evaporate if you or a loved one needs nursing home care.

The odds of fire destroying your home is less than 1%, the odds of you requiring some form of long-term care is greater than 50%. Are you covered for this potential disaster?

Lady and Relative Reading Book at Long Term Care Facility
Long Term Care Image
  • Over 50% of ALL Americans will require long term care (Americans for LTC security 04/2014)
  • The average cost of nursing home care is $108,000 a year (National Underwriters Magazine 08/2017)
  • “The greatest threat to the financial security of middle- income Americans is the cost of long-term care.” The late John Heinz, U.S. Senate Committee on Aging.

Do not be mis-led, Medicare DOES NOT cover Long Term Care.

Medicare only covers up to 100 days of skilled nursing care, under very strict guidelines.

Knowing the potential problems, do you know the best solutions?

James H. Willis, III is the President and Founder of The Willis Agency, based in Land O' Lakes, Florida.  Since 1988, Jim has focused on helping his clients understand the risks and the options presented for a successful retirement. Jim can provide knowledge, and clarity on the serious need for long term planning using:

  • Long-term Care Insurance
  • Advanced Medicaid Planning (Government Allotments)
  • Asset Based Protection (a new and exciting option)

Schedule your free consultation today protect your successful tomorrow!

Caroline

"Jim has helped us for over 14 years but never as much as when my family and I needed him during the illness and death of my husband. He has not only been our financial advisor, but a friend and confidant and has been there every step of the way... Thank you so much Jim."

Rick & Susan

"When it suddenly hit me that retirement wasn’t so far away, I called Jim for help. We went over all my finances, talked about the plans my wife and I had for retirement, our hopes to travel, to leave our children an inheritance, charitable giving, even our health. Jim recommended a strategy that will give us a lifetime income and allow us to do most of what we hope to do. Thanks Jim!!!"

Wayne & Colleen

"We have found Jim to be sincere and honest which is so important to us. As we have gotten older, our desires and needs have changed, but all of the products Jim recommended to us have served us well. We are very happy with his services."

Dave & Sara

"We met Jim after we’d been retired a few years, and just asked him over for a friendly Estate Review... Jim showed us that unless we changed our spending and investments, in 12 years we would be completely out of funds. Jim spent many hours with us setting up a new financial plan, not only securing us the lifestyle we wanted, but covered our future plans."

Step 1: Initial Phone Meeting

The purpose of this phone call is to start to understand your situation, needs, and goals.

Step 2: Discovery Meeting

This is a deeper dive into what your desired outcomes are and what gives your life significance.

Step 3: Game Plan Presented

Based on your provided information, several options will be outlined that best fit your desired outcomes.

Get Your Free Retirement Worksheet